How to Buy a Home Even if You Have Bad Credit

Experts Answer Your Top Questions About Buying a Home With Bad Credit Your credit score is one of the crucial determining factors in whether you can qualify for a mortgage. “The higher your score, the less risky you appear on paper,” says Staci Titsworth, a regional manager at PNC Mortgage in Pittsburgh, PA. If that sends shivers up your spine, keep reading. We’re here to help. The reality is that the average U.S. household has over $15,000 in credit…

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Understanding Your Future Spouse’s Financial Standing

With my brother’s wedding two months away and two employees in full wedding planning mode, it has become impossible to escape the topic in the last few months. Now with the wedding season right around the corner, many people around the country will also be planning for their big day.  While all engaged couples dream of a perfect day to kick start the rest of their life, anyone who is planning or has planned a…

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Equifax Hack — How To Protect Your Credit And Identity If Your Data Was Compromised

As widely reported, the credit reporting bureau Equifax was recently hacked. If you have a credit report, you’re likely one of the 143 million Americans whose data may have been exposed, according to the Federal Trade Commission. According to Equifax, the breach lasted more than a month, from mid-May until July of this year. The hackers gained access to people’s names, Social Security numbers, birth dates, addresses, and even some driver’s license numbers. They also got credit…

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Pulling Your Credit Report

  Here are a few things to know about your credit report: Why is it Important to Pull My Credit Reports? – It is important to pull your credit report for a variety of reasons. You should check it at least once a year to monitor for errors, fraud, or maybe a debt that you simply forgot about. As reported in a post in February, the Federal Trade Commission released the results of a study that took…

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Seven Tips for Attending Sporting Events on a Budget

If you’ve read our posts, listened to one of our free financial presentations, or read the “about us” page on our website you’ve probably noticed that we’re big sports fans here at the SDFLC. With Super Bowl XLVIII this Sunday, the Olympic torch being lit for the Sochi winter games next Friday, and the soccer world waiting to converge on Brazil this summer for the FIFA World Cup, the list of sporting events we’ll be…

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